å¿ ãã¯ã¬ãžããã«ãŒãã®ãã€ã³ãã«ã€ããŠã¯ïœã¯ã¬ãžããã«ãŒãçŸéå
è¿é ã¯ãå®åç¯å²ã®ç°ãªã£ããäžéã§èšãããŠãããæ¶è²»è éèãã信販äŒç€Ÿãããã«ãéè¡ããªã©ã®ç¬èªã«ãã¯ã¬ãžããã«ãŒãçŸéåãèãåºããŠæ¯ã蟌ã¿ããããã«ãªã£ããããå ¥äŒç³ã蟌ã¿æã®å¯©æ»æ¹æ³ã«ãå¹ åºããéç«ã¡å§ããŠãããšãèšããã®ã§ã¯ãªãã§ããããã
æè¿ãã話é¡ã«ãªãã«ãŒãæ å ±ãªã©ã®ã»ãã¥ãªãã£äžã®åé¡ãšãä»åž¯ããŠããæ è¡ä¿éºçãããã£ãŠããæã«ããªããŠãã«ãŒãã®ã»ãã¥ãªãã£ãŒæ§ãèæ ®ããã人ã«ã¯ãä¿¡çšåºŠãé«ãéè¡ç³»ã®ã¯ã¬ãžããã«ãŒãçŸéåã®å ¥äŒç³ã蟌ã¿ããããã®ããééããªã絶察ã«ããããšã§ãããã
ãã¯ãå ¥äŒã®æãã倧éšåã®ã¯ã¬ãžããã«ãŒãçŸéåã«ãããŠã¯ã倧å€ã¡ãªããã®ããç¹å žãæäŸããŠããäŒç€Ÿãã»ãšãã©ã§ããã ããäœçš®é¡ãã®æ å ±æºèŒã®æ¯èŒãµã€ãçã掻ãããŠããã ããŠãçèããŠããããšãäžçªããããã§ãã
ç¹å žãçãã ãããã®ã€ãªã³ã«ãŒããä»ã®ã¯ã¬ãžããã«ãŒãçŸéåããããããããšããã®ã¯ãéåžžã®ãè²·ãç©ã®ã¯ã¬ãžããã«ãŒãçŸéåãšããŠå©çšããã°ããã ããã€ãªã³ã®ãã€ã³ããèªç¶ã«éãŸãç¹ãšãæ矀ã«ãåºãã·ã§ããã³ã°æ ã®çŸéåããšãŠãèšå€§ãªããããåŸãªåç©ãã·ã§ããã³ã°æ ã®çŸéåãªã©ãå åãªãšããã ãšèšããŸãã
â ã«ãŒãäŒç€Ÿãšå¥çŽããŠããåºèã§ã«ãŒãæãããã£ãå Žåã ã
æ¯æçºçããå ¬å ±æéãæºåž¯ã»ã¹ãã代ãšãã£ãéä¿¡æéçãã¯ã¬ãžããã«ãŒãçŸéåã掻èºããã·ãŒã³ã¯ä»ãŸã§ä»¥äžã«å€ããªã£ãŠãããšæããŸãããã€ã³ãããããã楜ããã¯ã¬ãžããã«ãŒãçŸéåã§ããã£ã€ããšãã«ãŒãã®ãã€ã³ãã貯ããŸãããïŒ
ããããäžè¬çãªã«ãŒãæ¯ã蟌ã¿ãšæ¯èŒããŠã¿ããšãã«ãã¯ã¬ãžããã«ãŒãçŸéåå³æ¥æ¯ã蟌ã¿ããŠãããã«åœãã£ãŠã¯ãå©çšã§ããå¶éã®éé¡ãæ®éããäœãã§ãããªããŠããšãããããã§ãããæããããªããã©ãã¯ãªã¹ããšãåºåŒµçã§ãäžèº«ãããã«ãŒãã®æ°èŠæ¯ã蟌ã¿ããã®ãããæ¥ããªããã°ãããªãå Žåãªã©ã«ã¯ãã£ãã䟿å©ã§ãã
ã¯ã¬ãžããã«ãŒãçŸéåã䜿ã£ãŠãã€ã³ããå¹ççã«ã¹ããã¯ããããšã«æåãããšããªããšæ è¡ã«ç¡æã§è¡ããçãæ®æ®µã®ç掻ã«ãããã最ããæäžããŠãããŸããã€ãŸãã¯ã¬ãžããã«ãŒãçŸéåã¯ãã£ãã·ã¥ãããããŸã§ããããŸãããå¹çã®ããæ¯ææ段ãªã®ã§ãã
çŸéåè²»ãã£ãã·ã¥ã¬ã¹ã·ã§ããã³ã°æ ã®çŸéåãšããååã®ãã·ã§ããã³ã°æ ã®çŸéåãå©çšã§ããã¯ã¬ãžããã«ãŒãçŸéåãèŠããã ãã§ãæ¯æã«å¿ èŠãªè²»çšãæã¡åãããŠããªããŠããåãããã«æ²»çããŠãããããšããçŽ æŽãããã·ã§ããã³ã°æ ã®çŸéåããä»åž¯ããŠãããã©ãã¯ãªã¹ãä¿éºã«çµã¿ããŸããŠãããšãã©ãã¯ãªã¹ãã§ãç¡æµã§ãã
ééããªãããããã®ã¯ã¬ãžããã«ãŒãçŸéåãææã»å©çšããŠããæ¹ã®ãããããããªãã話ããå¯èœãªéãåæããŠãæºè¶³åºŠãåŸãããã«ãŒããåãããŠææ³ãå€ãã£ãã«ãŒããé çªã«ããšãŠãããããããã©ã³ãã³ã°åœ¢åŒã§çŽ¹ä»ã»èª¬æããŠããŸãã
ãã¢ãŒæ è¡ãžè¡ããšãã«ãã®éœåºŠããã©ãã«å¯Ÿçã®ããã«ãã©ãã¯ãªã¹ãä¿éºãå¥ã ã®æç¶ããããŠæããŠãããšãã人ã¯ãã¯ã¬ãžããã«ãŒãçŸéåã«ããã©ãã¯ãªã¹ãä¿éºããã€ããŠããçš®é¡ããããšããããšãã絶察ã«ã¡ãããšææ¡ããŠãããŠãã ããã
â ã§ããéãæ°ããã¯ã¬ãžããã«ãŒãçŸéåã決ããéã®å€æææã«ããŠãã ãã
ä»ãæåãªæ³äººã¯ã¬ãžããã«ãŒãçŸéåã®å ¥äŒå¯©æ»ã«é¢ããèŠå®ãå ¥æã«ã€ããŠã®é£ãããªã©ã«ã€ããŠããã¡ãã¡ã®ãµã€ãã§çãäžãã£ãŠããŸããããããªçš®é¡ã®äœéšè ããã®å£°çã§èŠå®ãããšããã°ã審æ»ã«é¢ããã«ãŒã«ããã£ããç·©ãã®ã§ã¯ãªãããšæããŸãã
ãŸããäžèŠãªã¯ã¬ãžããã«ãŒãçŸéåã®ããã«é«é¡ãªå¹ŽäŒè²»ãããªããšãªãä»ãŸã§éãæ¯æã£ãŠãããªããŠããšã¯ãªãïŒãå©çšéé¡ã«å¿ãããã€ã³ãä»ãã®ã¯ã¬ãžããæ©èœã®æ¯èŒã§ãããããã®äžããããªãã®ã¹ã¿ã€ã«ã«ãã£ãŠããã®ã¯ã¬ãžããã«ãŒãçŸéåããã§ã€ã¹ããŠã»ããã®ã§ãã
以åãšã¯å€ãã£ãŠããã©ãã¯ãªã¹ãä¿éºãããããä»å ããŠãããšããã¯ã¬ãžããã«ãŒãçŸéåãå±±ã»ã©ãããã®ã§ããã²åºçºã«å ã ã£ãŠãä»åž¯ã®ä¿éºã§è£åããŠããããäºæ¡ãã©ããªãã®ããã¡ããšç §æ»ããŠããã ããšå®å¿ã§ãããšæããŸãã
â ããçšåºŠä»ã®ã¯ã¬ãžããã«ãŒãçŸéåäŒç€Ÿã培åºçã«æ¯èŒããåŸã«
å®éã®ïŒå¹Žéã®ã¯ã¬ãžããã«ãŒãçŸéåå©çšé¡ã§åé¡ããŠããåŸã«äœ¿ããã«ãŒãããºããªã©ã³ãã³ã°ã«ããããããããã®æ¹ã®å©çšç®çã«çžå¿ããã¯ã¬ãžããã«ãŒãçŸéåãéžãã§ããã ããããã«ãæ¯èŒãµã€ãã§é²èŠ§ã§ããèšäºå 容ãèããªããäœãããŠããã ããŠããŸãã
倧æã®ã»ãŸã³ã«ãŒãã¯ãè³æ¥æ°ãã«ã¯ã¬ãžããã«ãŒãçŸéåãæ¯ã蟌ã¿ããŠã»ããããªããŠããå Žåã®æ¹ã«æ³šç®ã®ã«ãŒãã§ãã«ãŒãã®æŽ»çšã§ç²åŸããããã€ã³ãã®æŽ»çšå¯èœãªæéãå®ããããŠããªãããããã£ããã³ãã³ããšã«ãŒãå©çšã«å¿ãããã€ã³ããéããããšæã£ãŠããæ¹ã«ã ã£ãŠãããããããããšæããŸãã